A1 Vertaisarvioitu alkuperäisartikkeli tieteellisessä lehdessä
Risk governance and regulatory adjustments in the public commercial banks of OECD
Tekijät: Malik Muddassar
Kustantaja: Emerald Publishing
Julkaisuvuosi: 2024
Journal: Journal of Financial Regulation and Compliance
Tietokannassa oleva lehden nimi: JOURNAL OF FINANCIAL REGULATION AND COMPLIANCE
Lehden akronyymi: J FINANC REGUL COMPL
Sivujen määrä: 24
ISSN: 1358-1988
eISSN: 1740-0279
DOI: https://doi.org/10.1108/JFRC-06-2023-0090
Verkko-osoite: https://doi.org/10.1108/JFRC-06-2023-0090
Rinnakkaistallenteen osoite: https://research.utu.fi/converis/portal/detail/Publication/387240172
Purpose
This study aims to explore the relationship between risk governance characteristics (chief risk officer [CRO], chief financial officer [CFO] and senior directors [SENIOR]) and regulatory adjustments (RAs) in Organization for Economic Cooperation and Development public commercial banks.
Design/methodology/approachUsing principal component analysis (PCA) and regression models, the research analyzes a representative data set of these banks.
FindingsA significant negative correlation between risk governance characteristics and RAs is found. Sensitivity analysis on the regulatory Tier 1 capital ratio and the total capital ratio indicates mixed outcomes, suggesting a complex relationship that warrants further exploration.
Research limitations/implicationsThe study’s limited sample size calls for further research to confirm findings and explore risk governance’s impact on banks’ capital structures.
Practical implicationsEnhanced risk governance could reduce RAs, influencing banking policy.
Social implicationsThe study advocates for improved banking regulatory practices, potentially increasing sector stability and public trust.
Originality/valueThis study contributes to understanding risk governance’s role in regulatory compliance, offering insights for policymaking in banking.
Ladattava julkaisu This is an electronic reprint of the original article. |  |
