A1 Vertaisarvioitu alkuperäisartikkeli tieteellisessä lehdessä
Advancing Sustainable Development Through Digital Transformation and Fintech Innovation
Tekijät: Sayari, Sonia; Mgadmi, Nidhal; Ben Dhaou, Imed; Almehdar, Mohammed; Chishty, Syed Khusro; Rabeh, Abbassi
Kustantaja: MDPI AG
Kustannuspaikka: BASEL
Julkaisuvuosi: 2025
Lehti:Sustainability
Tietokannassa oleva lehden nimiSustainability
Lehden akronyymi: SUSTAINABILITY-BASEL
Artikkelin numero: 4924
Vuosikerta: 17
Numero: 11
Sivujen määrä: 22
eISSN: 2071-1050
DOI: https://doi.org/10.3390/su17114924
Verkko-osoite: https://doi.org/10.3390/su17114924
Rinnakkaistallenteen osoite: https://research.utu.fi/converis/portal/detail/Publication/499180832
Purpose: Our study investigates the combined effects of financial technologies (fintech) and the digital economy on sustainable development, considering geopolitical risks as a moderating factor. Origin: While sustainable development is a global imperative, the integrated roles of digital transformation and fintech remain insufficiently explored. Our research addresses this gap by analyzing their impacts on socioeconomic advancement and environmental sustainability across diverse contexts. Methodology: Employing panel data from 30 developed and developing countries between 1990 and 2023, we assess sustainable development using the Environmental Performance Index (EPI) and the Human Development Index (HDI). Independent variables include proxies for the digital economy (e.g., internet usage, mobile subscriptions, and high-tech exports) and fintech (e.g., digital payments, digital currency, and peer-to-peer lending). The Geopolitical Risk Index (GPRI) is used to evaluate the effect of political instability. We apply generalized least squares (GLS) and fixed-effects estimation (within) to ensure robustness. Findings: Our results indicate that digital transformation and fintech significantly foster socioeconomic development and environmental performance, even amidst geopolitical instability. Key variables such as digital payments and internet access show substantial positive impacts, providing valuable insights for policymakers aiming to enhance resilience and sustainability. Contributions: Our article offers a comprehensive evaluation of how the digital economy and fintech jointly influence sustainable development under geopolitical risks, providing a nuanced understanding for policymakers and researchers.
Ladattava julkaisu This is an electronic reprint of the original article. |  |
