A1 Refereed original research article in a scientific journal
Cyclical default and recovery in stress testing loan losses 
Authors: Esa Jokivuolle, Matti Viren 
Publisher: Elsevier
Publishing place: Dordecht
Publication year: 2013
Journal:Journal of Financial Stability
Volume: 9
Issue: 1
First page : 139
Last page: 149
eISSN: 1572-3089